Terms & Conditions

Last Updated: March 2026

1. Acceptance of Terms

By accessing and using reginaoswald.com, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please discontinue use of the website immediately.

2. Scope of Services

This website provides educational content, coaching services, and registration-based programs. All materials are intended for informational and educational purposes only. ### 3. Professional Disclaimer (No Guarantee of Results) While we strive to provide high-quality coaching and insights, Regina Oswald does not guarantee specific outcomes. * Coaching is not a substitute for professional mental health care, medical advice, or legal/financial counsel.

You are solely responsible for the actions and decisions you make based on the information provided on this site or during coaching sessions.

4. Intellectual Property

All content, including text, graphics, logos, and proprietary coaching materials, is the intellectual property of Regina Oswald.

You are granted a limited license to view the content for personal use.
You may not copy, redistribute, or sell any materials without express written permission.

5. User Responsibilities

When using this site or signing up for our newsletter, you agree to:

Provide accurate and current information.
Use the website for lawful purposes only.
Respect the community and proprietary nature of the coaching programs.

6. Payments and Refunds

Fees for coaching programs are outlined at the point of purchase.

Payments must be made in full or according to an agreed-upon schedule.
Refund policies are specific to each program and will be clearly stated on the registration page.

7. Limitation of Liability

To the fullest extent permitted by law, Regina Oswald shall not be liable for any direct, indirect, or consequential damages resulting from your use of this website, your reliance on its content, or your participation in coaching programs.

8. Termination of Access

We reserve the right to restrict or terminate your access to the website or newsletter at our sole discretion if we believe these terms have been violated.

9. Governing Law

These Terms are governed by the laws of the jurisdiction in which the business operates. Any disputes shall be resolved in the appropriate courts of that jurisdiction.

10. Contact Information

For questions regarding these Terms, please contact: 📧 info@reginaoswald.com